Prosecutors Detail Rp17.5 Billion KUR–KUPRA Losses at BRI Units in Denpasar

Denpasar — — Prosecutors at the Denpasar Corruption Court have read indictments in a series of cases alleging irregularities in government-backed lending that caused losses of about Rp17.505 billion at a state-owned bank unit in Denpasar, according to reporting from Balipost and statements from the Bali High Prosecutor’s Office.

The cases centre on the processing of Kredit Usaha Rakyat (KUR) and Kredit Umum Pedesaan Rakyat (KUPRA) loans at BRI units in Kreneng and Sidakarya, both under the BRI Gajah Mada branch in Denpasar. Balipost reports that seven defendants are being tried in separate case files: Anak Agung Ngurah Surya Pramana, Ayu Putu Meiga Utari, I Made Sudarsana, I Komang Wiraadnyana, Ni Wayan Luh Nik, Angga Supratomo and Ni Wayan Dewi Leliyani.

According to Balipost, prosecutors from the Bali Prosecutor’s Office, including Nengah Astawa and colleagues, allege that the defendants orchestrated and processed loan applications for KUR and KUPRA without following required bank procedures. The alleged conduct took place between April 2022 and March 2025 at the bank’s Kreneng and Sidakarya units.

Alleged lending scheme

Balipost reports that the indictment in the case involving I Made Sudarsana and others states they acted together with Anak Agung Ngurah Surya Pramana, who was serving as a bank officer, or mantri, at BRI Unit Kreneng under the Gajah Mada branch. At Kreneng, prosecutors allege that Surya Pramana, Ida Ayu Sri Wahyuni and Vivin Muliawati initiated and processed loan applications, while at Sidakarya that role was carried out by Ayu Putu Meiga Utari.

Prosecutors allege that loan applications were handled without applying the bank’s standard five-part credit assessment, known as the 5Cs, or its Credit Risk Scoring system. Balipost further reports that staff are accused of failing to verify whether applicants had viable productive businesses operating for at least six months, or whether previously disbursed KUR or KUPRA funds had been used in line with the stated loan purposes.

The Bali High Prosecutor’s Office previously announced that irregularities in KUR and KUPRA lending at BRI Unit Kreneng for 2022–2025 caused state financial losses estimated at Rp8.93 billion, while separate cases involving BRI Unit Sidakarya in 2024–2025 were estimated to have caused losses of about Rp8.5 billion. These figures align with Balipost’s report that alleged losses at the two Denpasar units totalled Rp17.505 billion.

Audit findings and loss calculation

Balipost attributes the Rp17.505 billion figure to an internal audit covering the Kreneng and Sidakarya units. The outlet identifies the document as an Audit Results Report issued in August 2025. According to Balipost, the report breaks down the alleged loss as approximately Rp8.930 billion in KUR and KUPRA disbursements at the Kreneng unit and Rp8.575 billion at the Sidakarya unit, for a combined total of Rp17.505 billion.

In earlier public statements, the Bali High Prosecutor’s Office said the suspected irregular disbursements at BRI Unit Kreneng alone caused losses of about Rp8.93 billion, and that alleged misconduct at BRI Unit Sidakarya led to losses of around Rp8.5 billion. Those figures are consistent with the allocations reported in the Balipost coverage of the Denpasar corruption trial.

Court proceedings and bank response

Balipost reports that the alleged losses are described in the indictment as losses to state finances or the state economy, channelled through the bank as a state-owned entity. The allegations remain to be tested in court, and the defendants are presumed innocent unless proven guilty by a final judgment.

According to Balipost, defence lawyer IB Made Tilem stated that the defence did not file an objection, or exception, to the prosecutors’ indictment at the initial hearing. Separate coverage of the case from other outlets notes that BRI has taken internal action in response to the Sidakarya investigation, including terminating employees implicated in irregular KUR and KUPRA lending.

The hearings in Denpasar form part of a broader series of prosecutions in Bali over suspected corruption in government-backed micro and small business lending. Authorities have said they are seeking to strengthen oversight of KUR and similar schemes while the courts determine individual criminal responsibility in each case.

Sources

• Balipost
• Tribun Bali
• Detik Bali
• Kejaksaan Tinggi Bali (official website)